![]() ![]() To process a credit card payment from a customer, Wave charges 2.9% plus 60¢ per transaction for Visa, Mastercard, and Discover and 3.4% plus 60¢ per transaction for American Express. Wave makes its money to support its free offering on its payment gateway. There's also a more robust "Pro" plan for $16 per month. These features can be accessed online or via the mobile app. This free software includes the foundational accounting features that most small businesses need, such as income and expense tracking, financial reporting, sending invoices, and scanning receipts. Over time, more features have been added, and as of 2023, FreshBooks has over 30 million users. FreshBooks is a great tool for budgeting out projects, sending estimates or proposals, and collecting customer payments.įounded in 2003 in Toronto, FreshBooks started as just an invoicing tool. A unique feature of FreshBooks is that invoices can be highly stylized and customized for a professional look and feel. Many third-party app integrations are available, such as Gusto, G Suite, and more. It costs an additional $10 per month for multiple team members to use the accounting software, and it includes the advanced payment feature for free ($20 extra each month with other plans), which allows users to charge a credit card in real-time or set up a recurring credit card charge for a client. The Select plan also does not have a limitation on the number of clients that can be billed per month but adds unique features. In the Premium plan, unlimited clients can be billed per month. ![]() In the Plus plan, up to 50 clients can be billed per month. In the Lite plan, up to five clients can be billed per month. The main difference between the four plans is the number of different clients that can be billed per month.
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